It’s back-to-school season! For college students, this may mean more than buying school supplies. Living away from home can bring challenges and adventures. And possibly a few unexpected colds, fevers, earaches, or headaches. Be ready by learning how your health insurance works when you’re away from home.
Health and insurance 101
College life has the potential to wreak havoc on your health. Stress over classwork, sharing living space, sleeping less, and eating cafeteria and fast food may leave you feeling under the weather. Here are a few tips to help you stay well at school:
- When you can’t get home to your primary care provider (PCP), use MDLIVE telemedicine* to talk to a doctor 24 hours a day, seven days a week, for one low copay. Register now and download the app to be ready when you need it.
- Need to find medical care near campus? Our “Find a Doctor” tool can help you locate an in-network doctor or urgent care center by your school.
- Use Express Scripts for convenient delivery of any maintenance medicines you take. If you already do, update your school address so you don’t miss a dose.
- Always have your ConnectiCare ID card with you as proof of your health care coverage. You’re covered for emergency care wherever you are (keep in mind, there may be deductibles, copayments or coinsurance). Depending on your plan, though, you may be limited as to other medical services you can get outside the ConnectiCare network. Details are in the plan documents available on connecticare.com to the parent or guardian whose plan you’re on.
- Many colleges have a health center where students can see a nurse, doctor, or other health care professional. Know how to access your school’s health services if you need them and save their number in your phone. Note that you may need preauthorization if the school health center is not in network.
Extra credit: self-care
We know you’re busy with classes, a job, extracurriculars, and having tons of fun. But that doesn’t mean you should neglect self-care! Schedule time to check in with yourself and see if you need a break. And it doesn’t have to be a solo activity. Ask your roommates and friends if they want to go to the gym, listen to music, join a yoga class, have a spa day, or do something else to slow down and focus. By making it a group activity, you can care for yourself while still being social.
We’re here if you need us
If you have questions about your health insurance coverage at school, call us 1-800-251-7722 (TTY: 711), 8 a.m. to 8 p.m. Monday to Friday and 9 a.m. to 2 p.m. Saturday. Here’s to a great school year!